Bank of Åland Covered Bonds
The Bank of Åland grants long term loans to Finnish households, housing companies and corporates. Loans are used as collateral in the EUR cover asset pool of the Bank of Åland: CBA Cover Asset Pool. All loans in the CBA Cover Asset Pool are secured by Finnish mortgages and tenant-owner units.
The Bank of Åland is licensed by the Finnish Financial Supervisory Authority to issue covered bonds under the Finnish Act on Mortgage Credit Banks and Covered Bonds (laki kiinnitysluottopankeista ja katetuista joukkolainoista, 151/2022) (as amended or as replaced) (the CBA) (CBA Covered Bonds).
For the CBA Cover Asset Pool the Bank of Åland is committed to an overcollateralization clearly over the legislative minimum of 2 %. The excess collateral must also cover the estimated write-down costs related to the covered bonds.
In accordance with the CBA, the Bank of Åland is committed to maintain a liquidity buffer covering 180 days of contractual maximum net outflows from the CBA Covered Bonds issued until there are no more such outstanding CBA Covered Bonds. The liquidity buffer consists of contractual inflows and liquid assets in the CBA Cover Asset Pool.
As there were no more outstanding MCBA Covered Bonds, the Bank of Åland closed its MCBA Cover Asset Pool (previously called Cover pool FIN) on April 22, 2024.
Data Q2 2024
CBA Cover Asset Pool and CBA Covered Bond data excel file 30062024
Data Q1 2024
CBA Cover Asset Pool and CBA Covered Bond data excel file 31032024
MCBA Cover Asset Pool and MCBA Covered Bond data excel file 31032024
Data Q4 2023
CBA Cover Asset Pool and CBA Covered Bond data excel file 31122023
MCBA Cover Asset Pool and MCBA Covered Bond data excel file 31122023
Data Q3 2023
CBA Cover Asset Pool and CBA Covered Bond data excel file 30092023
MCBA Cover Asset Pool and MCBA Covered Bond data excel file 30092023
Data Q2 2023
CBA Cover Asset Pool and CBA Covered Bond data excel file 30062023
MCBA Cover Asset Pool and MCBA Covered Bond data excel file 30062023
Data Q1 2023
CBA Cover Asset Pool and CBA Covered Bonds data excel file 31032023
MCBA Cover Asset Pool and MCBA Covered Bonds data excel file 31032023
Data Q4 2022
CBA Cover Asset Pool and CBA Covered Bond data excel file 31122022
MCBA Cover Asset Pool and MCBA Covered Bond data excel file 31122022
Attention MCBA Cover Asset Pool was previously called Cover pool FIN and MCBA Covered Bonds were previously called FIN Covered Bonds.
Data Q3 2022
Cover pool FIN and covered bond data (excel file)
Data Q2 2022
Cover pool FIN and covered bond data (excel file)
Data Q1 2022
Cover pool FIN and covered bond data (excel file)
Data Q4 2021
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q3 2021
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q2 2021
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q1 2021
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q4 2020
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q3 2020
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q2 2020
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q1 2020
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q4 2019
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q3 2019
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q2 2019
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q1 2019
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q4 2018
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q3 2018
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q2 2018
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q1 2018
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q4 2017
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q3 2017
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q2 2017
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Data Q1 2017
Cover pool FIN and covered bond data (excel file)
Cover pool SWE and covered bond data (excel file)
Covered bond legislation
Finnish Financial Supervisory Authority Regulations Finnish Covered Bonds Act (Finnish) Finnish Covered Bonds Act (Swedish)Contact
Maria Rissanen, Head of Group Treasury, +358 20 4293683