Financial Summary
| 2023 | 2022 | 2021 | 2020 | 2019 | |
| Return on equity after taxes. % /(ROE) | 17.2 | 12.8 | 14.0 | 11.6 | 10.7 |
| Expense/income ratio | 0.68 | 0.72 | 0.69 | 0.7 | 0.73 |
| Loan loss level. % | 0.05 | 0.14 | 0.12 | 0.11 | 0.08 |
| Gross share of loans in Stage 3, % | 1.61 | 1.61 | 1.23 | 0.86 | 0.81 |
| Liquidity coverage ratio (LCR), % | 156 | 138 | 139 | 159 | 139 |
| Net stable funding ratio (NSFR), % | 109 | 108 | 109 | 106 | 115 |
| Loan/deposit ratio, % | 107 | 103 | 118 | 121 | 122 |
| Common equtiy Tier 1 capital ratio, % | 13.7 | 12.0 | 12.1 | 14.3 | 13.4 |
| Tier 1 capital ratio, % | 15.3 | 13.6 | 13.6 | 14.3 | 13.4 |
| Total capital ratio, % | 17.1 | 15.2 | 15.4 | 16.5 | 15.8 |
| Leverage ratio, % | 5.0 | 4.3 | 4.3 | 4.2 | 3.7 |
| Working hours re-calculated to full-time equivalent positions | 906 | 854 | 815 | 751 | 700 |
| Earnings per share, EUR | 3.18 | 2.37 | 2.55 | 2.02 | 1.69 |
| Earnings per share, EUR, moving 12-month average to end of report period | 19.98 | 18.85 | 19.39 | 18.76 | 16.61 |
| Equity capital per share, EUR | 2.65 | 2.05 | 2.00 | 1.00 | 1.00 |